Insightful Minds

Save money by taking responsibility for your health

Save money by taking responsibility for your health

 

How to save money

How to save money by taking responsibility for your health

Whether you are employed or self employed, when you suffer an illness such as depression, anxiety, cancer, ME, Fibromyalgia, Chronic Fatigue or Chronic Pain Syndrome, it can really take over your life.  Trying to keep working with these conditions can be really tough as you will be lacking energy, feeling chronically tired and will have a number of other side effects.  It really does depend on your attitude and mindset as to whether you let the condition affect you or you find a way through it. A positive mindset will always help you move forward.

If you are employed, you will be entitled to sick leave, but often with the conditions above, your sick leave runs out fast and it can cause you a lot of stress financially when it does, which then exasperates the condition and makes it worse.  It will often lead to you needing more time off work.  If you are self employed, you probably think you can’t take time off, so you keep going until you burn out.  Then it takes you even longer to get back to work.

Taking responsibility for your health and taking action to get better again, is in your hands. It is time to value your health and to put it first.  A healthy you equals a healthy business.  Save money by taking responsibility for your health. If you are an employer reading this, then you also play a part in motivating your employee to get better soon. 

The Labour Force survey shows that stress, depression or anxiety and musculoskeletal disorders accounted for the majority of days lost due to work-related ill health, 10.4 and 7.5 million days respectively.  The average days lost per case for stress, depression or anxiety (24 days) was higher than for musculoskeletal disorders (17 days). HSE (2014) This is a huge cost to business whether you are employed or self employed.

If your employee is earning £10 per hour, they will cost you at least £1920 for the 24 days lost plus any cover costs you have to put in place.  When you have multiple staff off sick, you can see how the costs mount up.  It doesn’t have to be this way though.  Whilst putting in place a Wellbeing service for your staff as a preventative measure is a great step forward, what about all those staff who are already sick. Putting in place Health and Wellbeing Coaching for your staff who have chronic health conditions, will start saving you money straight away as employees will feel valued, they will learn techniques to feel better, productivity will improve and they will be more motivated to sort out the problems that they have at home and at work.  The cost of Wellbeing Coaching is £595 for 7 hourly sessions and there is a money back guarantee to ensure you know that you will receive great service.  There is a free  30 minute consultation for everyone to ensure that the coaching right for the individual.  It can either be funded by the employer or employee depending on the funding available.

Currently, if an employer is signed up to a Health scheme, this will usually offer counselling.  Whilst this can be helpful for some, it does not tackle some key mindset and behaviour issues which individuals are experiencing. By using a combination approach of Coaching, Neuro Linguistic Programming, Time Line Therapy, Emotional Freedom Technique, Cognitive Behavioural Therapy and Reiki, you or your employee will feel more empowered, self aware and more importantly healthier!!

It is time to take action!

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